What Every First-Time Home Buyer Should Know

Buying a home can be overwhelming especially for first-time homebuyers but having an experienced Mortgage Loan Officer and Realtor can help the process go smoother. 

When should you consider purchasing a home?

Ask yourself:
1. Do I have good credit?
2. Can I demonstrate 2 years of steady income?
3. Can I afford to pay a mortgage, taxes,
    and insurance every month?
4. Is my current income likely to continue?
5. Do I have money for a down payment?

A Mortgage Loan Officer will pull your credit, review your financial documents, and if all checks out they will issue a pre-approval letter stating the price range of homes, you can afford. There are many types of mortgages and many types of borrowers with various mortgage needs but you don’t need to worry about that because your Mortgage Loan Officer will choose the best loan type for your situation.

If you would like to start the mortgage loan process give us a call at 662-890-3000 or fill out the form below! 

First-Time Homebuyers

Fill out the form or call us directly at 662.890.3000 to see if you qualify.

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